🏡 What Taxes and Fees Do You Have to Pay When Buying a House or Land? A Must-Read for First-Time Buyers!
Hello, future homeowners! 😊
If you’re planning to buy your dream home or negotiating with a seller, don’t forget this crucial step: understanding the taxes and fees that come along with buying property in Thailand.
It’s not just the purchase price—you’ll need to budget for a few extra costs to make sure you’re fully prepared and avoid surprise charges later on!
📌 Taxes & Fees You Should Know About
1. Transfer Fee
- Normally 2% of the appraised property value
💥 In 2025–2026, the government has reduced it to just 0.01% under these conditions:
✔ Residential use only (both new and second-hand)
✔ Property price, appraisal, and mortgage must not exceed 7 million THB
✔ Buyer must be a Thai individual
✔ Transfer and mortgage registration must be done at the same time
✔ Must be completed by June 30, 2026
If you’re eyeing a home under 7 million baht, this is your golden opportunity!
2. Withholding Tax
- Usually paid by the seller
- Calculated based on ownership period and income from the sale
(Some sellers may ask the buyer to share the cost—make sure to agree in advance)
3. Specific Business Tax / Stamp Duty
- Specific business tax depends on the period of ownership.
- Stamp duty approximate rate 0.1%
4. Mortgage Registration Fee
- Typically 1% of the mortgage amount (e.g., 50,000 THB on a 5M loan)
💡 Quick Summary
| Item | Normal Rate | 2025–2026 (If qualified) |
| Transfer Fee | 2% | 0.01% |
| Mortgage Registration | 1% | 0.01% |
| Specific Business Tax/Stamp | Depends on ownership | Depends |
| Withholding Tax | Per Revenue Dept rules | Same |
🏡 Looking for a luxury ready-to-move-in home?
Check out this stunning Modern Pool Villa near Pattaya – just 10 minutes’ drive!
2-story house, 4 bedrooms, 6 bathrooms, private Jacuzzi in master bedrooms, saltwater pool, outdoor party area, Thai & European kitchens.
Plus: Full Smart Home system with mobile controls, EV charging, noise-insulating glass, PM2.5 air filters.
It’s simply a “dream home” that’s ready for you to move in!
Hope this blog helps you better understand the taxes involved in buying a home in Thailand! 🙌